To College and Beyond



    1. What Is Your Purpose?
      1. The experience – Like going to Ocean City Senior Week
      2. To find a mate
      3. To go to a school with a winning football team
      4. To get an education
        1. To get a degree in something exotic
        2. To get a degree in something useful
          1. To be able to work in a church
          2. To be able to go on the mission field
        3. To have a viable platform for service
        4. To have a degree which gives you credibility
    2. What Do You Want To Do?
      1. What do you really want to do when you grow up?
      2. How will you be able to serve the Lord with that major?
      3. Will you be able to get a job when you graduate?
      4. What jobs will be available when you graduate?
        1. Is that exotic sounding title a possible job?
        2. Will that job enable you to pay off your debt?
        3. How will you eat?
      5. What courses will your major require?
        1. 120 college credits for a BA degree.
        2. 60 college credits for an AA degree.
        3. Check the college catalog for the required courses in your major.
        4. Are those courses in which you will be successful?
        5. Does the college you want to choose offer courses required for your major?
    3. How Can You Save Money?
      1. How much will the degree cost you?
      2. What does the Bible say about debt?
        1. How can you be ready to serve if you are in serious debt?
        2. How much debt can you or your parents take on?
        3. Will paying off the debt change your life?
      3. AP courses – Attempt an AP (Advanced Placement) course to get advanced class standing or credits for college.
      4. Live at home and commute
        1. Room and Board are expensive! $10,000+ per year.
        2. What do you gain by living on campus?
        3. Remember, at home you have people to touch base with and keep you on track.
        4. Legitimate question for parents? But, I need to show that I trust them…Huh?
        5. Iron sharpens iron… Proverbs 27:17 (NASB) 17 Iron sharpens iron, So one man sharpens another.
      5. Take 3 years instead of 4 or 5
        1. Take more credits per semester – the overload fees are cheaper than an extra semester or an extra year.
        2. Why take five years and give additional money to the college when you could actually finish in three and save one year’s tuition?
      6. Community College -Go to the community college to get your GUR’s (General University Requirements) out of the way and acquire your AA degree. [2 years cost $5,520]
        1. Those credits earning a degree at the local community college cannot be taken away.
        2. You will have a better idea of what major you would want to pursue.
        3. You could earn a full scholarship to finish at a four year school.
        4. It is boring – So, you are at HCC and find it boring and not as exciting as you pictured college should be:
          1. What did you expect?
          2. What is your real purpose?
          3. Is this to be a fun thing, an exciting time?
      7. College-Level Examination Program (CLEP), College Board
        1. Developed by the College Board
        2. Accepted by 2,900 colleges and universities
        3. Examines mastery of college-level material acquired in a variety of ways.
        4. CLEP offers 33 exams in five subject areas.
        5. Pass a CLEP exam and earn 3 to 12 college credits
        6. Exams cost $80.00.
        1. Earn transferable college credits (12) while staying home. [12 credits cost $888]
        2. Have a personal Accountability Mentor.
        3. Cost per credit hour is $74 vs. $92 for HCC.
        4. Open to high school Freshmen & Sophomores.
        5. Partnered with Liberty University, Bryan College, Moody Bible Institute, Belhaven University, Thomas Edison State College.
      9. Credit for Prior Learning
        1. Test out of courses and get up to 30-60 credits total – Lots of money saved.
        2. You can also take a 102 or 201 course and apply for the prerequisite credits. More free credits.
      10. Internships
        1. Does the college offer internships?
        2. Are they local so that they could offer you a job?
        3. Many employers are inclined, if they have an opening, to hire a person who interned with them.
      11. Scholarships
        1. Look for all the possible scholarships out there.
        2. Apply for as many as you can find. They will all add up.
        3. Take the PSAT exam. A high score will get you a full scholarship to most in state colleges.
        4. Get paid to go to college.
          1. Going in state with a full scholarship and living at home will allow you to save on Room & Board
          2. Put money away the excess money for your Master’s Degree or for the QM2.
    4. Where would I like to be in ten years?
      1. Serving actively in a local church.
      2. Using my career as a stepping stone for witnessing.
      3. Using my career choice as a platform for missions.
    5. What are some things that I should think twice about?
      1. College name
        1. Does it really matter?
          1. Masters of Education – M.Ed.
            1. Towson University
            2. Loyola University
            3. Johns Hopkins University
              1. Cost
              2. Easy to get in
              3. Easy to get out
                1. Requirements to graduate
                2. Special ending requirements.
      2. Early decision – Do not get caught up in the excitement that you have been accepted. Many people are excited about being accepted at college, but an early decision to brag about could cost you a great deal of money. Also, early decisions are legally binding and cannot be disregarded to pursue a better financial offer from another college.
      3. Specialized Field
        1. Some jobs such as teaching are better acquired if you go to a local college which will meet the state certification requirements. Also, local graduates are more familiar with the county and state testing and curriculum.
      4. Local Church – Staying local gives you the opportunity:
        1. To stay involved in the church
        2. To bring to church the people you meet in college
        3. North Harford could be a local church for them.
        4. If away at college, will you be able to find a good church that can strengthen your faith?
      5. Mission Field – College can be your mission field! – Mike Christ+ and others.
        1. This may be the last time these people will be willing to talk about spiritual things.
        2. Don’t be afraid to attend a public college, you are not stuck with them all the time. {Discernment}
        3. You can bring all the support you need – you have your friends, your parents and your church.
    6. Forget College
      1. Why not forgot the first year of college and take an Around the World Cruise on the Queen Mary II.
      2. Spend your parent’s money and have a really great experience. Trips begin at around $18,000 for 119 days and that includes room and board (and those meals are fantastic).
      3. You might even get a part time job while on board and reduce your costs.
      4. You will have been around the world in a safe and very pleasant environment.
  2. CLOSING –
    1. STUDENT – How Will I Be Able To Better Serve The Lord After College?
      1. What will I do with church while at college?
      2. Will I continue to be active in a church?
      3. What is the driving force in your life?
      4. Are you putting your desires first?
      5. What does the Bible say about college?
    2. PARENT – How to keep your child strong in the Lord: (Jeff Myers)
      1. Have your children develop strong convictions based on a Biblical Worldview that addresses real world challenges. They should be able to share such questions as:
        1. Where did I come from?
        2. What is the purpose of my life?
        3. How should I live my life?
        4. Where am I going? (after life ends)
          1. How they answer these questions will determine how they live their life.
      2. Have them have caring mentors who demonstrate that it is possible to successfully live out a Biblical Worldview.
      3. Keep them involved in a vibrant community of people who share their values and life experiences and commit to living Godly lives.  (Jeff Myers)
      4. When confronted by some person, you need to teach your children these four simple questions to ask:
        1. What do they want me to do and why? (money)
        2. To what motives do they appeal? (be attractive)
        3. Can they really deliver what they promise?
        4. What is best?
      5. Teach them these questions to ask about ideas: (Phil Jack)
        1. What do you mean by that?
        2. How do you know that is true?
        3. Where do you get your information?
        4. What happens if you are wrong?
      6. Making Wise Decisions about College and Life After Home School (Douglas Phillips)
        1. “You have protected your child all their lives and now in a critical moment you will allow other 17 year old peers to influence your child’s decisions.” 
    1. Harford Community College – Tuition
      1. Cost per credit hour – $92.
      2. Credits for an Associate of Arts degree – 60 credits
      3. Cost is $5,520.00 (2 year program).
    2. Towson University – Tuition
      1. Cost per credit hour – $271.
      2. Credits for a Bachelor of Arts degree – 120 credits
      3. Cost per year – $8,132.
      4. Cost is $32,528.00 (4 year program – commuting)
      5. Rooming and eating at college increases the costs.
        1. Room – $5,910; Board – $ 4,258; Per Year $10,168
        2. Grand total for four years living on campus $73,200 (not including books)
    3. University of Maryland – College Park – Tuition
      1. Cost per credit hour – $573.
      2. Cost per year – $17,190 (commuting)
      3. Cost for a 4 year degree – $68,760 + room and board.
        1. Room – $6,153; Board – $4,127; Per Year $10,280
        2. Grand total for four years living on campus $109,880 (not including books)
    4. Extra Fees
      1. None of the above costs include the extra fees.
        1. Books
        2. Parking
        3. Telecommunication Fees
        4. Student Activity Fees
    5. MOOCS – Massive Open Online Courses
      1. US News – Of the 400 colleges surveyed, 60 percent charge the same tuition for online as for in-person courses, while 36 percent charged students more to take their courses online.
    6. Colleges are in business to make money
      1. Based on recent developments with colleges such as Ivy Bridge College there is no desire on the part of higher education institutions and accreditation agencies to change that focus in the near future. (Tomorrow’s Online Schools, Andrew Kelly, National Review, October 28, 2013).